The finance market is extremely competitive with a huge range of lenders offering a seemingly endless choice of finance options, which can be quite daunting.
Research is paramount and knowing where to look and who to ask advice about lending and home loans is a good starting point. For every $100,000 you borrow, a 0.1% discount will ultimately save you thousands of dollars over the life of a loan.
Researching your options onto is a good starting point or you may wish to visit banks directly. Alternatively you could utilise a professional mortgage broker to help you find the right home loan for you.
A good mortgage broker will give you access to a greater range of mortgage options, interest rates and loans from a huge variety of financial institutions. Mortgage brokers have a good understanding of what is available and what will work with your current situation. They have insider tips and information and will be your strong voice when it comes to negotiating with banks and lenders and will walk you through the process of getting a home loan.